What should you teach your children when they ask you for money?

A new convenience store recently opened downstairs in my house. Now, the children in the community are going crazy! Especially for children in primary school, when they have their own pocket money, they hit it off while playing and go to the small supermarket to \”consume\” a handful of rainbow candies, spicy strips, drinks, small toys… to play together, and Many young children naturally looked at it with envy: \”Mom, can you give me 5 yuan?\” \”What money do children need? Just buy those useless things!\” \”It\’s not that mom can\’t give it, but I I don’t want to get into the habit of spending money casually. Tell your mother what you want, and she will take you to a big supermarket to choose.” “Don’t ask for what others have. Think about how many snacks/toys you still have at home. If you want to eat or play, I can bring it home for you right now.\” She declined in all kinds of ways, even if she didn\’t bring the same thing. After being rejected, the children left one after another disappointed. One mother turned to me and asked, \”Do you think I shouldn\’t give it to you?\” For a moment, it was really difficult to answer. Children have a \”herd mentality\”. When they see other friends having their own pocket money and spending it, they inevitably want to \”join them.\” Therefore, at this time, your response is very important. People who have experienced this will tell you not to jump into these three pitfalls. Not giving: The child spends money indiscriminately. He directly refuses \”Everyone else went to the canteen to buy something, so I will go too.\” Is this really spending money indiscriminately and comparing with others? No, no! When children ask their parents for money, they are essentially asking for help. Please help him integrate into a group more smoothly. Just like a group of children playing, the children all play the same game, and the children will follow suit. Similarly, if a friend who plays with others is spending money, he will also want to go there in order to blend in. It\’s just that this activity has a threshold, and that is \”money\”. So at this moment, they are asking for help and trusting. If what you get after a long time is a \”critical education\” and ruthless rejection, the child will definitely feel isolated and helpless. Give: Give as soon as you cry. It’s all small money. Spending it without any problem is the opposite of refusing to give. The other extreme is to give as soon as you ask for it! A box of crayons and a set of toys can\’t cost more than three melons and two dates, so why do you let your child feel hungry and greedy for others? purchase! Qi Qi\’s baby started crying and making fuss when she refused. Come on, I\’ll give it to you, and I\’ll treat it as ten or eight dollars to buy my ears clean! Take the money and leave! Sometimes we cannot bear the injustice of our children; sometimes we are too lazy to avoid parent-child conflicts. But don’t forget, you can afford what you have now, but in the future what he wants is beyond your ability. What should you do? Could it be that things that didn’t make sense when I was young can be understood automatically when I grow up? A child who cannot be managed at 5 years old can be managed better at 15 years old? Don\’t cover your ears and steal the bell. There is a British documentary \”Are these kids spoilt?\” (\”Are they spoiled?\”), which tells the story of several white-eyed wolf children. A 12-year-old girl is a big fan of bags. The most expensive one is worth up to 3,000 pounds (about 26,800 yuan). Even though her mother is in financial crisis due to bills, the girl still calmly said: \”Did I force my mother to buy it?\” She did it voluntarily.\” Another mother worked three jobs from dawn to dusk in order to buy expensive brand-name shoes for her children. Mama SuFacing the sky, her daughter\’s name tag is attached to her body. The child also rolled his eyes and said: \”She is willing to pay, I don\’t feel guilty.\” Look, if you are satisfied without principle, the child will take it for granted, let alone be grateful for your efforts. When you grow up, you will either be a \”prodigal\” who will live in vain, or you will be a \”white-eyed wolf\” who will turn his back on others. Conditionally give: according to work, only after hard work. \”I don\’t give casually, nor do I refuse easily. I let him have the ability to earn money and spend it on his own.\” There is nothing wrong with making money, but don\’t go astray: Help with brushing today bowl, the reward is 5 yuan; for practicing one more piece of music, the reward is 3 yuan; for ranking first in the final exam, the reward is 100 yuan. Doing housework to the best of one\’s ability and studying things within one\’s duties will change the flavor once it comes into contact with remuneration. What’s even more frightening is that once a child gets this concept of exchange, he or she will one day become a guest: So if I don’t want money, can I stop doing housework and studying? My child asks for money, what should I do? The latest and most complete 2023 [Kindergarten, Junior High and High School] premium VIP course catalogs from famous teachers in various disciplines on the entire network, click to view now! Step 1: Ask about the purpose of using the money before making a decision. If your child doesn’t seem to need to spend money, but asks you for money, there must be a reason. 1. If the child really needs to buy this thing: Then give the child the right to express it. If it is really persuasive, just give it. I often successfully persuade my daughter to buy something that I originally refused. As a parent, don’t be too arrogant. Don’t always say “what you think”. Your child has his own life, thoughts, and social interactions. “She thinks” she likes it. If your persuasion is sound and well-founded, don’t push yourself to satisfy others. 2. If the child just follows the crowd and hopes to be like others in order to gain recognition from peers: This depends on whether your previous social outlook has been properly cultivated. I told my daughter very early that you don’t have to do exactly the same thing for your friends to accept you – since she was 3 years old, she has been shouting at her friends to bring Elsa dolls downstairs, and I must bring them too! At that time, I didn\’t bother her and decided not to buy it. I bought one, but I wrote it down in my notebook. This lesson must be learned. The next day she went downstairs and happily took Elsa with her. Before she even started playing, I started planning loudly: Yesterday, my daughter and I discovered a very fun secret base, which is especially suitable for children to have a picnic. I happened to bring a few snow cakes with me. Someone wants to go. ? All the children put Elsa down and let her take her to the secret base! Of course she threw away the Elsa she just bought yesterday without hesitation! If you really like you, she will like you if you don\’t follow; if you don\’t follow, someone who doesn\’t like you will not like you even if you do the same thing. . Only your own characteristics and personality can help you attract like-minded friends. Step 2: Give the child a fixed pocket money. Once the child has the idea of ​​​​spending, he can fix the pocket money every week. This money belongs entirely to you and you can use it freely. It’s time for children to experience the right to make independent decisions and the freedom to control themselves. Step 3: Teach your children to use their pocket money wisely. A child who has just received pocket money is likely to engage in \”retaliatory spending\”. This is very normal. Think back to your intention of going shopping as soon as your salary is paid.Affection. But I don’t think there’s any need to rush to intervene, isn’t it just a matter of three melons and two dates? You can let your children try and make mistakes first. Some children can’t wait to spend all their pocket money for the week on the first day, and then they can only covet others for the remaining 6 days. ——Then next time he will learn not to overdraft in advance. There are also children who spend a little money every day to buy some \”housework\” that they can\’t say they like or dislike. The main thing is \”the feeling of spending money\”. But one day they saw an expensive toy that they really liked, and they didn\’t have enough money… oops. , scratching my head and head with regret. ——Then next time he will learn not to waste money on unnecessary things. Only by saving money can he have the opportunity to buy what he likes most. In short, you have to try out the truths that can be understood but cannot be explained in the \”consumption concept\” by yourself. If your children try to spend a small amount of money when they are young and understand, they will be less likely to have financial crises when they grow up. Of course, I still have a few tricks to keep the bottom of the box, and I will take them out today, so that the sisters can help the children \”get on the horse and give them a ride\”! 1. Teach children to shop around. We don’t interfere with presence, but we can model wise consumption behavior. There are two supermarkets near our community, and my daughter found the same Dove chocolate, priced at 8 yuan at one store and 9 yuan at the other. Usually we can guide children to observe prices and understand the price difference through comparison. For the same product, we can choose the one with a lower price, and then the money saved can be used to buy other products. 2. Teach your children to make plans and learn to spend money wisely. For example, I gave my daughter 10 yuan and told her that she could use the 10 yuan to buy a bottle of drink to quench her thirst. But if the purpose is just to quench your thirst, can you buy something slightly cheaper? For example, you can buy water for 2 yuan to quench your thirst, a pack of Skittles for 5 yuan, and a gadget for 3 yuan. This way you can buy so much for 10 yuan! My daughter immediately drew inferences and said, \”It\’s just to quench my thirst anyway. I can bring my own water and it won\’t cost me a dime! Then I can use the 2 yuan to buy a pack of spicy strips!\”? ? ! ! In short, we can use pocket money to establish various consumption plans for our children. This is early financial enlightenment. 3. Guide children to spend money correctly. There are two super practical \”rational spending\” consumption concepts: 1. Learn to distinguish between needs and wants. 2. Know where money comes from, let children know that money is limited, learn to make choices, and let children make the best choice by calculating the input-output ratio. It is neither a \”dream-cutting knife\” for children nor a \”cash machine\” for children. Instead, seize this opportunity to guide your children to explore the concept of money and strive to do big things with small amounts of money!