Details of the Changsha purchase restriction order (which year was the Changsha purchase restriction implemented)

This article will tell you about the details of the Changsha purchase restriction order and the corresponding knowledge points from which year the Changsha purchase restriction was implemented. I hope it will be helpful to you, don’t forget Bookmark this site.

Contents of this article

1. Changsha purchase restriction and loan restriction rules
2. In which year was Changsha’s purchase restriction implemented?
3. Changsha’s new house purchase policy was released
4. Changsha’s latest purchase restriction policy in 2023
5. Will Changsha cancel the purchase restriction in 2023
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7. Will Changsha fully relax purchase restrictions

1. Detailed Rules for Changsha Purchase Restriction and Loan Restriction

1. Families registered in this city who already have 2 or more houses in the purchase restriction area are not allowed to Purchasing commercial housing within the purchase restriction area;

2. Adult single families registered in this city who already have 1 or more housing units are not allowed to purchase commodities within the purchase restriction area. housing.

(2) Families with new household registration who have moved out of the city (those who have settled in the city for two years, except those who have retired from the army and changed jobs, or whose family members have settled with the army)

Applicants who have settled in the city for one year and have stable employment in the city (paying personal income tax or social insurance in the city for 12 consecutive months) are limited to purchasing one set of commercial housing in the purchase restriction area.

1. Those who already have one or more houses in the restricted purchase area are not allowed to purchase commercial housing in the restricted purchase area.

2. Those who are stably employed in this city and do not have housing must pay personal income tax or social insurance for 24 consecutive months in this city, and purchase in restricted areas is limited to 1 Loan limit policy:

Changsha\’s first-home mortgage interest rates generally rise by 10% from the benchmark interest rate, which is 5.39%, and second-home mortgage interest rates generally rise by 20% %, which is 5.88%. When converted into LPR pricing method, it increased by 54 basis points and 103 basis points respectively

Adjust the calculation method of the housing provident fund loan limit. The personal loan amount is closely linked to the deposit amount. The loanable limit is calculated as n times the sum of the housing provident fund account balances paid and deposited by the borrower and his wife at the municipal provident fund center. The remaining The calculation principles and methods remain unchanged.

2. In which year was the purchase restriction implemented in Changsha?

1. Since the purchase restriction policy was implemented on March 18, 2017, Changsha has been subject to \”purchase restrictions\” for more than five years.

2. Due to proper control measures, housing prices are at a low level, and Changsha has once become a city that various places are competing to investigate.

3. This year, many cities have implemented purchase restriction policies. Against the backdrop of loosening policies, Changsha, as a model student in real estate regulation, has also made adjustments to its property market policies.

3. Changsha’s New Deal for House Purchases

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Under 45 years old (inclusive), have a college degree or above (doctorate or master\’s degree is not limited to age) or intermediate and above professional and technical qualifications (advanced professional and technical qualifications are not required) Talents with age limit) who settle in Changsha and pay social security or personal income tax can purchase their first commercial housing in the purchase-restricted area.

Four. , Changsha\’s latest purchase restriction policy 2023

1. Changsha\’s registered households that already have one house in the purchase restriction area can only obtain the real estate certificate after 4 years. Purchasing the second set of commercial housing

2. Families with household registration who have moved out of the city (except for those who have retired from the army and have their family members settled with the army), and have settled in the country for more than one year. Those who have stable employment in this city, or have paid personal income tax or social security in this city for 24 consecutive months, are limited to purchasing one commercial house in the purchase restriction area.

5. Will Changsha cancel purchase restrictions in 2023?

2. It can be said that Changsha’s restrictions on the qualifications for purchasing housing are relatively strict among similar cities across the country. . House prices in Changsha are relatively reasonable and are one of the most cost-effective cities, which are inevitably related to purchase restrictions.

3. In fact, Changsha will be more cautious about purchasing in 2022. Housing policies have made someFine tune. In 2023, some adjustments will still be made to the policy restricting home purchases, but the policy will not all be lifted.

6. Will Changsha fully relax purchase restrictions

No Yes, Changsha will not lift the purchase restriction. The purchase restriction policy has not been canceled yet, but only some areas have implemented the purchase restriction policy. According to the current situation, it is impossible to cancel the purchase restriction policy in the next two years

This ends the introduction to the details of the Changsha purchase restriction order and the year in which the Changsha purchase restriction was implemented. I hope it will be helpful to everyone.