Hello everyone, today I will answer the following questions for you. Regarding maternity insurance, what does maternity insurance mean? Many people don’t know this yet. Let’s do it together now. Let\’s see!
Contents of this article
- What does maternity insurance mean
- Maternity insurance reimbursement conditions and standards in 2023
1. What does maternity insurance mean
The maternity insurance system refers to the maternity insurance premium paid by the employer and the establishment of a maternity insurance fund to resolve A social insurance system that provides working women with living security and material assistance against the risk of income loss arising from temporary interruption of labor due to childbirth.
2. Maternity insurance reimbursement conditions and standards in 2023
1 1. The maternity insurance fund will compensate the unit in the form of maternity allowance. The compensation standard is: If a female employee gives birth normally for more than 7 months of pregnancy (including 7 months) or gives birth prematurely for less than 7 months of pregnancy, she will enjoy 3 months of maternity allowance; if she has a difficult delivery or a cesarean section, half a month will be added. Maternity allowance: For multiple births, for each additional baby, the maternity allowance will be increased by half a month; for those who have had a pregnancy of more than 3 months (inclusive) and less than 7 months of pregnancy or induced labor, they will enjoy one and a half months of maternity allowance. Subsidy, if you miscarry due to pathological reasons within 3 months of pregnancy, you will enjoy 1 month of maternity allowance. Maternity allowances are calculated based on the average monthly maternity insurance paid wages of female employees in the 12 months before childbirth or family planning surgery.
2. 2. Maternity nutrition subsidies and perinatal health care subsidies can be enjoyed by female employees who meet the national regulations and enjoy maternity leave of more than 90 days (inclusive). Childbirth nutrition subsidy is 300 yuan, and perinatal health subsidy is 700 yuan.
3. 3. One-time maternity subsidy: after female employees who originally participated in maternity insurance in the unit lost their jobs, while receiving unemployment insurance benefits, they can give birth in compliance with family planning regulations. , you can enjoy a one-time maternity subsidy: 400 yuan for miscarriage, 2,400 yuan for normal delivery, and 4,000 yuan for difficult labor and multiple births. For male employees who participate in maternity insurance, their spouses are not included in the scope of maternity insurance and meet the family planning regulations. When giving birth, you can enjoy 50% of the one-time maternity subsidy.
4. 4. Maternity allowance will be compensated to the unit, and the basic salary, bonus and welfare fees of insured female employees during their maternity leave will be paid by the unit as usual.
5. 5. Family planning surgery expenses, including the expenses incurred for the insertion (removal) of intrauterine devices, abortion, induction of labor, skin embedding, sterilization and recanalization surgery due to the need for family planning, are included in the cost of family planning. Insurance fund settlement scope.
OK, this is the end of the content about maternity insurance and what maternity insurance means. I hope it will be helpful to everyone.
