Is it important for primary school students to learn how to manage money?

I saw an interesting piece of news. A sixth-grade primary school student in Hangzhou spent 30,000 yuan on financial management. The reason is that the class took a financial management class, and the girl thought: \”The financial management class can better manage my money and make money make money.\” Netizens burst into laughter after seeing such news. Some people said: \”The little girl is smart. Start paving the way for yourself.\” Some people said, \”The claws of financial management have already reached out to primary school students.\” Others said, \”Is it too anxious to start financial management classes in elementary school? Let children take money so seriously at such a young age. , Isn\’t it too utilitarian?\” Financial management classes should not be offered in primary schools! When primary school students learn financial management, will they take money too seriously and be too utilitarian? When I saw this comment, my first reaction was: My friend, do you never do financial planning in your life? Whether it is necessary for primary school students to manage finances. Now that we have talked about the topic of financial management, we can briefly talk about \”whether it is necessary for primary school students to manage finances.\” Let’s look at some data first. According to the campus loan fraud data released by Famous School Loan, there are 3,679 well-documented campus loan defrauds, and the amount involved amounted to more than 56.94 million yuan. One reason for such a large amount comes from the vanity of college students, and the other reason is that they have not been exposed to financial management since childhood. Most parents are thinking of ways to cultivate their children\’s IQ and EQ, but they neglect the cultivation of financial intelligence. As a result, after being admitted to a prestigious school, they fall into the trap of \”campus loans\”. Whether it is college students who are defrauded by campus loans or young people who are trapped in various online loans and are unable to escape, the reason why they are often in trouble is that their parents and schools did not provide financial training to their children when they were young. As a result, teenagers have no concept of money. When they can spend money as they please, they \”create\” without restraint and bottom line. Seeing this, does anyone still think that it is too early to start financial management classes for primary school students and to teach financial management to primary school students? In my opinion, it is excellent for primary schools in Hangzhou to offer such courses. The kid who spent 30,000 yuan on financial management is proof of this. Her learning and experience since childhood will help her avoid traps like \”campus loans\” in the future. Special parent-child training camp on financial education for teenagers and children [Completed with 80 lessons] How to teach children to manage money. Most parents only care about whether their children study well and make good friends, but they ignore or do not think about cultivating their children\’s financial intelligence. , correct concept of money, which leads to children not knowing how to manage money and losing the ability to control money when they grow up. Because of this, parents should put financial management on their agenda. How to teach children to manage money? In the process of children\’s growth, I always solve three points. The first point is financial enlightenment education. Everyone in the world is born with an understanding of money. They usually become interested in money when they need it in life, and gradually derive their need and desire for money. \”Poor Dad, Rich Dad\” mentioned: \”As soon as children start to be interested in money, it is time to teach them financial management.\” When my child was more than 4 years old, he was particularly interested in money. He often wanted to buy things by himself. In order to satisfy his wish and to train his children, he gave his son the \”important task\” of going to the market to buy steamed buns. I watched it secretly, and he enjoyed buying and trading on his own.a process. At that time, my best friend strongly recommended me to read a financial management book, and I was wondering if I could use it to educate my son after reading it. Before I even read the book, I was attracted by a sentence: \”The sooner you read this book, the sooner you will achieve financial freedom.\” So I decisively placed an order to buy it. I can\’t stop reading it, it feels like I\’m teaching you how to manage money step by step. Although the book is suitable for children aged 8+, it is in the form of a short story and is easier to understand, so I told it to my son while reading. He thinks that puppies are very good at money, and he hopes that he also has a puppy that can manage money. It took five years from the time he had only a little knowledge of this book to the time he was able to fully understand it. During these five years, he learned about the face value of coins, knew how to spend money, and had his own savings account. Friends say that my education is good. Rather than saying that my education is good, it is better to say that it is the credit of \”Puppy Money\”. This book taught me how to manage money and also gave my children financial enlightenment education! The second point is to understand the source of money and practice money to make money. According to a survey on the Internet, only one-fifth of children know that their parents’ money is earned through hard work. Most of the other children treat their parents as cash machines and can withdraw money at any time. use. Of course, this cannot be blamed on the children, because these parents do not realize the importance of letting their babies understand the \”source of money.\” If you want to teach your children how to manage money, you must understand the source of money. When they understand that money is earned by their parents’ hard work, they will be more considerate of adults, use money prudently, and use money in a planned way. There is a sentence in \”Puppy Money\” that says: \”You\’d better think clearly about what you like to do, and then consider how to use it to make money.\” When children start to have plans for how to use money, their \”financial brain\” It started, just like the child who spent 30,000 yuan on financial management, her goal was to realize \”money begets money\”, which is a good manifestation of financial and business development. The third point is that you must have your own savings account. During the Chinese New Year, my younger brother’s 4-month-old daughter received thousands of New Year’s money. Her mother said that she would open an account for her daughter and save the money until she is older. Then give the card to your daughter. I give her a big thumbs up for her thoughts and actions. Many adults always collect their children’s New Year’s money and slowly use it for other purposes. In fact, giving money during the Chinese New Year is a good opportunity to train children in financial management. When children realize that they have a savings account and understand that money can be deposited in a bank to make money, they will be very concerned about it and often ask \”How much is my savings?\” kind of problem. Children\’s savings banks are popular in the UK, with one in three children depositing their pocket money in a bank. Opening your child\’s own savings account is also a key step in learning to manage money well. Don’t think that if your children are young, they don’t need to manage finances. As the saying goes, “If you don’t manage finances, money will ignore you.” In fact, learning financial management from an early age will have a very important impact on children’s lives. Not only can you control money, but you can also avoid the \”money traps\” in society. As said in \”Poor Dad, Rich Dad\”: \”If you don\’t teach your children about money, someone else will replace you in the future. Who is this person? It\’s a creditor, a profiteer, a policeman, maybe a liar.\” Don’t wait until the child eats it laterAfter losing money, I feel that we should cultivate their money concept and financial management awareness from an early age. Now is the best time. Of course, if you don’t know how to guide, \”Puppy Money\” is a very good auxiliary prop!