In vitro fertilization cost: current status of medical insurance reimbursement In vitro fertilization refers to the process of pregnancy and childbirth by using in vitro fertilization technology to process eggs and sperm in the laboratory and then transplant them back into the female body. This is a high-tech technology in modern medicine and is a very important solution for some couples who cannot conceive naturally. However, due to the complexity and high cost of IVF procedures, some families still face financial pressure. Therefore, many people are concerned about whether they can apply for medical insurance through medical insurance.