Artificial insemination cost breakdown list Artificial insemination is a technology that many people are looking forward to. It can help couples who are unable to conceive naturally to realize their life dreams. However, artificial insemination requires a certain financial foundation, especially for families without medical insurance, which may be a considerable expense. Below we will elaborate on the details of the cost of artificial insemination from four aspects. 1. Treatment cost Treatment cost is the most significant cost item in artificial insemination.