How much does a fertility test cost? How much does maternity insurance generally cost?

This article will talk about how much a fertility test costs and how much fertility insurance generally costs. The article may be a bit long, but I hope you can read it to the end. , increase your own knowledge, and the most important thing is that I hope it will be helpful to you and can solve your problems. Don’t forget to bookmark this site.

Contents of this article

  1. How much will an individual get under the new standard of maternity subsidy in 2023
  2. How much does maternity insurance generally cost

1. How much does an individual get under the new standard of maternity subsidy in 2023

(per capita salary paid by the unit in the month/30 days*number of holidays) Number of holidays:

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(1) Normal maternity leave of 90 days (including 15 days of prenatal check-up);

(4 ) difficult maternity leave. An additional 30 days will be added for caesarean section and third-degree perineal rupture; an additional 15 days will be added for suction delivery, forceps delivery and breech delivery;

(5) Maternity leave for multiple births, each An additional 15 days will be added to the birth of one more baby;

(6) Abortion leave: 15 days for less than 2 months of pregnancy; 30 days for less than 4 months of pregnancy; 30 days for more than 4 months of pregnancy 42 days for those aged over 7 months (including 4 months) to under 7 months; 75 days for stillbirths, stillbirths and premature births over 7 months;

2. How much does maternity insurance generally cost

Maternity insurance reimbursement standards. The maternity insurance fund will compensate the unit in the form of maternity allowances.

1. Maternity nutrition subsidies and perinatal health care subsidies. Female employees who meet the national regulations for maternity leave of more than 90 days (including 90 days) can enjoy maternity nutrition. The subsidy is 300 yuan, and the perinatal health subsidy is 700 yuan.

2. One-time maternity subsidy. After the female employee who originally participated in maternity insurance in the unit lost her job and while receiving unemployment insurance benefits, she gave birth in compliance with the family planning regulations. You can enjoy one-time maternity subsidy: 400 yuan for abortion, 2,400 yuan for normal delivery, 40 yuan for difficult labor and multiple births.00 yuan. For male employees who participate in maternity insurance, their spouses are not included in the scope of maternity insurance and meet the family planning regulations and have their first child, they can enjoy 50% of the one-time maternity subsidy.

3. Female employees who give birth normally for more than 7 months of pregnancy (including 7 months) or give birth prematurely for less than 7 months of pregnancy will enjoy 3 months of maternity allowance. ; For difficult labor and cesarean section, the maternity allowance will be increased by half a month. For multiple births, the maternity allowance will be increased by half a month for each additional baby;

4. Those who have had a miscarriage or induced labor within 3 months of pregnancy (including 3 months) or less than 7 months of pregnancy will enjoy one and a half months of maternity allowance. Those who have had a miscarriage due to pathological reasons within 3 months of pregnancy will enjoy one month of maternity allowance. monthly maternity allowance. Maternity allowances are calculated based on the average monthly maternity insurance paid wages of female employees in the 12 months before childbirth or family planning surgery.

5. Maternity allowances are compensated to the unit, and the basic salary, bonus and welfare fees of insured female employees during their maternity leave will be paid by the unit as usual. Family planning surgery fees, including the costs incurred for placement (removal) of intrauterine devices, abortion, induction of labor, skin embedding, sterilization and recanalization due to family planning needs, are included in the scope of payment by the maternity insurance fund. Expanded information: Maternity allowance Maternity allowance = monthly salary paid per capita of the unit ÷ 30 (days) × number of vacation days. Number of leave days: normal maternity leave is 90 days (including 15 days for prenatal check-up); only child leave is increased by 35 days; late childbearing leave is increased by 15 days. Maternity medical expenses: The medical expenses for medical treatment after confirming the childbirth medical status will be settled by the Municipal Labor and Social Security Bureau and the hospital at a fixed amount (the portion exceeding 10,000 yuan will be settled according to the approved amount). Medical expenses for delivery in other places will be reimbursed according to the actual amount if they are lower than the quota; if they are higher than the quota, they will be reimbursed according to the quota. One-time childbirth nutrition subsidy. Normal delivery and miscarriage after 7 months or more. The average monthly salary of city employees in the previous year × 25%.

This ends the introduction about how much a fertility test costs and how much fertility insurance generally costs. I hope it will be helpful to everyone.

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