Li Meijin: When children ask for pocket money, parents should abide by \”three don\’ts and two do\’s\” to establish a correct concept of money for their children.

A mother discussed a question with me: \”How to teach children to use pocket money correctly?\” Professor Li Meijin, a famous education expert, proposed: When children ask for pocket money, parents should follow the \”three don\’ts and two do\’s\” to establish a correct concept of money for their children. . What exactly are the “three don’ts”? 1. Don’t give money just because you ask. This can easily lead children to develop the bad habit of spending money lavishly. They don’t know how to cherish it, let alone understand their parents’ difficulties. 2. Don’t refuse directly or make conditions. Bacon said: If your children are too stingy with money when they are young, they will become shy and inferior in character. Some children will also \”find shortcuts\”, such as stealing, robbing, and lying. Develop some bad habits that will affect your child\’s life. 3. Don’t use the reward system. The reward system can only play a “short-term” role to some extent. Moreover, it is easy to affect children\’s values, stimulate their tendency to worship money, and make children lose the motivation to study and work. What exactly are the “second requirements”? 1. Learn to listen, respect your children, and win trust in your children. Parents are the people they trust most. Therefore, don’t “get angry when talking about money” with your children. You might as well listen patiently to your children’s reasons. 1. Reasonable reasons ① For example, if it is reasonable and the amount is not too large, such as buying school supplies, going out with classmates, etc., you can give it. This can exercise children\’s self-care and social skills. ② If it is a reasonable reason but beyond our ability, we can discuss and communicate with the child based on the actual situation. Be honest with each other and don\’t cry about poverty. It is indeed beyond the capabilities of your parents. Wait until your salary is paid or save enough money as soon as possible before giving. 2. Unreasonable Reasons If your child asks for money for an unreasonable reason, you can refuse it generously. Of course, you must explain your reasons to your child. Remember not to insult or reprimand your child, as this will hurt your child\’s self-esteem and increase your child\’s inner shame. 2. We must learn to show off our cards, neither \”cry poverty\” nor \”show off wealth.\” No matter whether the family is poor or rich, do not hide it from your children. If we are poor, we can openly admit it; if we are rich, we don’t need to hide it. Psychology professors believe that the real way to raise children in poverty is not to be materially harsh, but more to be spiritually strict. Those children who are mentally strict and have endured hardship will have better endurance in the future; on the contrary, those who are materially harsh will have a great impact on the child\’s structure and growth. The negative impact of deliberately \”poor raising\” on children takes a lifetime to heal: the children lose their self-confidence and become timid and introverted. Let children lose their structure. Children who stay in poverty consciousness for a long time will easily lower their requirements for life and give up their lofty ideals that should belong to them. \”Poor Dad, Rich Dad\” said: \”Money education is not to make children become misers, but to give them healthy value guidance and let them have an understanding of money.\” 1: Make a good pocket money plan and guide a correct consumption concept . 2: Be careful not to give nothing at all, nor give as much as you ask for. 3: Correctly understand the meaning of “poor support”. When a child reaches out to us for pocket money, don\’t be too harsh, and don\’t be too indulgent. In short, only parents teach their childrenOnly by teaching children how to spend and save money correctly can they establish a correct outlook on money and values, and truly understand the meaning of \”money\”.