The more knowledgeable parents are, the less afraid they are of talking to their children about money feelings.

Recently, my mom was reviewing \”Mom is Superman\” and there was a plot that made her think. Huo Siyan took Uhm out for coffee. When they arrived at the coffee shop, Huo Siyan gave Uhm a hundred yuan and asked him to buy it. Uh-huh, after paying, I noticed there were cookies on the counter, so I grabbed two without realizing that I had to pay. It wasn\’t until Uhm came back from completing the mission and gave the biscuits to Huo Siyan that Huo Siyan realized that her son didn\’t seem to have paid. So, she quickly asked Uhm: \”Did you pay for the biscuits?\” Uhm answered her confidently: \”It\’s free.\” Huo Siyan was very angry, and then she realized that she had given her son too little money education. . Two days ago, a hot news item shocked many parents. A 10-year-old child took his father to court. The origin of the story is that his father took away his New Year\’s money without his consent and refused to return it. The child had no choice but to go to the court to reason. In the end, the court ruled that the father should pay back the money. After reading this news, many parents said helplessly that in the past, they thought that their children had no idea about money and that misappropriation of New Year\’s money would not be a big deal. Now they are likely to go to the court. Many netizens also lamented that if they had children\’s money awareness, they might have been able to keep their New Year\’s money. Moreover, this is not the first time that parents have been sued for misappropriating their children\’s lucky money. Previously, a female college student in Yunnan also sued her parents over the New Year\’s money. Regarding the issue of lucky money, many parents around me have complained in recent years that children this generation are too money-obsessed. There is a 4-year-old boy on the Internet who received more than 10,000 yuan as a gift this year. His mother asked for it, but the child said he had hidden it. When asked where he hid it, he said he had forgotten it. Later, when he was doing housework, he discovered that it was hidden in a discarded book. She sold it as scrap. There are also some children who, even when writing essays, focus on money. Some children are obsessed with money: Some children complain that their mother\’s cosmetics are too expensive: Every time I read these homework, I think the parents are ridiculous. In fact, children nowadays are very smart. It is the parents who deceive themselves and others. If you don\’t mention money to your children, everything will be fine. In fact, on the contrary, you should talk to your children about money as early as possible. If a child does not know money, the consequences will be serious. Knowing what money is is the first step for a child to become independent. I found that Chinese parents avoid talking about money with their children because they are afraid that their children will become philistine. In reality, for those children who have no sense of money, money is just a few numbers on their mobile phones. They do not understand the hard work of making money and are prone to squandering it. In January this year, Southern Metropolis Daily reported a shocking news: a 15-year-old girl tipped the anchor 500,000 yuan on a live broadcast platform. Coincidentally, there is also a 13-year-old boy in Beijing who recharged more than 10,000 yuan for mobile games using his mother’s bank card linked to WeChat, and all of it was used to buy gaming equipment. Eight primary school students in Xiamen were defrauded of all their New Year\’s money due to a rebate scam before they could warm up with their New Year\’s money. There are also some children who have no concept of money at all. Two days ago, a colleague complained to me that his own child was too obsessed with comparison. When he saw other people\’s children having a birthday party, he started to shout that he should have a more luxurious party. My colleague said: \”Why is it that the child is so old and doesn\’t know how hard it is to make money?\” I laughed when I heard it: \”ChildMaybe you don’t even know what cheap and expensive are. \”Because my colleagues never talk about money with their children, and always say that it is enough for children to study well. But it is really not enough. Children in the future will be richer than our generation. Therefore, money education is particularly important. Let your children learn about money and learn to manage money from an early age. In the process, they will understand better how to use money to live a life they like instead of becoming a slave to money. The more knowledgeable parents are, the less afraid they are of talking to their children about money in France. When their children are around 10 years old, parents set up independent bank accounts for them and transfer pocket money regularly. The purpose of this is to limit the consumption limit and cultivate the children\’s awareness of \”planning money\”. In Japan, parents Require children to prepare an account book to record pocket money income and expenditure every month, and cultivate the habit of \”keeping accounts\” from an early age. In the United States, children begin to receive money education when they are about 3 years old. In life, you will find that the richer the family, More and more attention is paid to the financial cultivation of children. For example, Xiang Huaqiang and his wife. Xiang Huaqiang and his wife are heavyweights in the Hong Kong film and television industry, but few people know about his son Xiang Zuo. Some time ago, Xiang Zuo participated in \”The Most Beautiful Time\” with his parents. As soon as the show aired, Xiang Zuo became popular. Because no one expected that Xiang Zuo, who had a strong background, was different from many children from wealthy families. In order to cultivate his view of money, Xiang Tai set rules for him since he was a child. If you need help from your parents or want pocket money, you must sign a contract and it will be counted as a loan. I also have a friend who has taught his children to understand money since he was 3 years old, and to distinguish what snacks and toys can be bought with banknotes of different denominations. At the age of 4 At first, let the children do some housework within their ability, earn pocket money by themselves, and accompany the children to keep detailed records of every income and expenditure. Now that her daughter is just 8 years old, she knows how to be diligent and thrifty. It is not easy to make money, and her own savings Already have four figures, every time I buy toys, I can\’t bear to spend it, and I have to bargain with the shop assistant. Educator Merkel said: \”Money education is a required course in life and the focus of children\’s education, just like money is the core of the family.\” The focus is the same. \”A person\’s attitude towards money is more like a habit. This habit is formed in childhood and will affect the child\’s life. Forward-looking parents never shy away from talking to their children about money. They know that good Education about money is a lifelong wealth for children. The best money education is neither showing off wealth nor crying about poverty. Many parents don’t know how to talk about money with their children. In fact, money is a kind of value. You have to educate yourself first before you can Cultivate children with a correct view of money. My neighbor’s son is in third grade this year and his monthly consumption is four to five times that of his parents. His family’s economic conditions are indeed very good. His mother is the financial director and his father owns his own company. The other children have not yet He had already seen half of the world when he went abroad. But this kid behaved like a bully at school, destroying school property, getting into fights with his classmates whenever he disagreed, and the teacher couldn\’t control him. He kept saying: \”My dad is rich, please pay compensation.\” It’s okay if you don’t. \”In the eyes of children, money is really everything, so they can do whatever they want. There is also a type of parents who are also terrible, they cry about poverty. I onceI saw a question on Zhihu: What are the ways in which Chinese-style family education can destroy people? The answer with the most likes is: Cry poor. This netizen shared his own experience. His family is not rich, but it is not too poor to open the pot. But when he was a child, in order to control his desire for material things, his parents told him a set of words every day: \”Our family is very poor, don\’t always want to buy this and that.\” \”We worked hard to make money, but we were reluctant to eat and wear just so that you could study. You If I don’t go to school, who can I afford?” He said that until now, when he spends money, he feels a strong sense of guilt. Showing off wealth and crying about poverty will both raise poor-hearted children. In the end, poor-hearted people will only have money in their eyes. The correct education about money is actually to cultivate values ​​​​that are neither humble nor arrogant towards money. As said in \”Poor Dad, Rich Dad\”: \”Money education is not to turn a child into a miser, but to give him healthy value guidance and let him have an understanding of money.\” Parents must have far-reaching plans for their children. Parents consider every step of their children\’s growth. However, instead of working hard to leave a golden mountain for your children, it is better to teach them the correct concept of money. Only in this way can they be able to carry their own lives and pay for their future.