Will the meaning of the new year\’s money be confiscated, leading to two completely different lives for the children?

During the New Year, visiting relatives and paying New Year\’s greetings is a lively event, and the children are even more happy because they can receive a lot of New Year\’s money and their pockets are always bulging. However, in most cases, the child\’s happiness lasts only half a day. At night, the mother will use various methods to \”coerce and induce\” the child to hand over the lucky money. It is full of routines. \”You don\’t have a bank card yet. I want to save it for you. Let me know when you want it.\” But if you keep saving it, the money will never return to the child\’s hands. First, when the mother asks for money. , her face was full of innocence. \”I\’ll give it to you after the New Year, so that your money won\’t be stolen by thieves when you run around every day!\” I don\’t know if the child\’s money was stolen, but at this time, the mother seems to be a \”money thief\” Thief. In fact, parents have good intentions. They are afraid that their children will not use the money reasonably and squander it at will. What\’s more, they will worship money and compare with their classmates, so parents just \”confiscate it\”. But confiscating the child\’s lucky money without authorization may harm the child. The child is disappointed, resentful, and more eager for money. Receiving red envelopes during the Spring Festival is a great time to teach children the cultural significance behind new year\’s money, learn about money, and cultivate a concept of consumption. The cultural significance behind lucky money. If you ask a child, what is lucky money used for? 90% of his answers will be: When I send New Year greetings to my elders, they will give me red envelopes. During the Spring Festival, you can use the joy of children to receive lucky money to explain the cultural significance behind it. New Year\’s money is not just as simple as elders giving red envelopes to younger generations. In the past, lucky money was used to ward off evil spirits. In the earliest days, it was called evil spirits. Legend has it that in ancient times there was a little monster called \”Sui\”, with black body and white hands, who would come out to harm people every New Year\’s Eve. When it touches a sleeping child with its hand, the child will cry loudly, become sick with a fever, and when the disease is cured, the originally smart child will become a fool. People are afraid that \”evil spirits\” will come out and cause trouble, so they light up the lights all night long and stay up all night. There was such a family, the couple had a son in old age. On the night of New Year\’s Eve, the child played with eight copper coins wrapped in red paper and kept them by his pillow until he fell asleep. In the middle of the night, a strong wind blew open the door, and the \”haunting\” came! Early Childhood Education Products: 180 Days to Develop the Strongest Brain Baidu Netdisk MP3 All 124 Issues When \”Sui\” wanted to touch the child\’s head with its white hands, a bright light burst out from the child\’s pillow, and \”Sui\” screamed and ran away . The next day, the couple told everyone about the copper coins wrapped in red paper, and everyone imitated them one after another. As expected, the \”evil\” no longer dared to come again. It turns out that these eight copper coins were transformed by the Eight Immortals, secretly protecting the child! Later, people called this money \”suck money\”. And because \”祟\” sounds homophonic to \”Sui\”, as the years go by, it becomes \”lucky money\”. Lucky money is a Spring Festival tradition of the Han people. Usually during the countdown to the New Year, the elders put the money into red envelopes and give it to the younger ones, which means to bless them with peace. The younger ones who get the lucky money can spend the year in peace. Nowadays, New Year\’s money not only means that the elders protect the health of the younger ones, but also carries a kind of blessing, representing the care of the elders to the younger ones and the transmission of love. Meet KimMoney, cultivating children’s view of money. After understanding the cultural meaning and origin of lucky money, you can start the next step of cultivating your child’s view of money. Regarding the management of New Year\’s money, many education experts have already reached a conclusion: New Year\’s money, as the \”big income\” that children come into contact with, is actually a good opportunity for parents to establish a correct view of money in their children. If your child gets lucky money, you might as well take this opportunity to ask him: Do you know what the money can be used for? To this, I believe that children will answer positively: to buy snacks, stationery, toys, extracurricular books, clothes, go to amusement parks… I found no, most children have a very limited understanding of money. I only know that it can be used to buy things, but I don\’t know about other uses. Therefore, this is an excellent time to teach your children about money. We can start with the following questions. 1. Tell your children where money comes from. Experts once conducted a survey on primary school students and found that only 20% of children know that money comes from their parents’ hard work. Many children think that money comes directly from their parents’ purses. Take it out. Children\’s misconceptions about money lead to lavish spending, and they may even spend all the money saved by their parents overnight because of games, live broadcasts, etc. At certain times, we must talk to our children about money. Tell him that every penny in the family is earned by the hard work of his parents. If possible, take your children to experience what it means to make money every once in a while, whether it is doing some handicrafts and selling them in the community, or going to the supermarket to experience being a little cashier. 2. Let children understand that money is not everything. Some parents will instill in their children the misconception that \”our family is not short of money, and this money will be yours in the future.\” Over time, children develop the concept that \”money is everything\”. We can tell our children: Money can indeed buy many things, but it cannot buy knowledge, recognition and respect from others, friends, family, health, and love. …You can even tell your children: Although our family is not short of money, the money is earned by mom and dad through hard work and does not belong to you. When we spend money on you, it is our freedom to control the money. It does not mean that you can use the money at will. In the future, you will also need to obtain money through your own efforts. The money obtained in this way will truly belong to you. 3. Distinguish between \”real wants\” and \”false wants\”. Some mothers will cultivate their children\’s view of money by asking them to distinguish between \”wants\” and \”needs.\” In fact, this is not accurate enough, because in many situations, \” The concepts of \”want\” and \”need\” are blurred. A more accurate approach is to help children distinguish between \”real wants\” and \”false wants\”, that is, to choose among a bunch of \”wants\”. For example, make an agreement with your child in advance that you can only buy one toy today. Private: Uncle Kai’s Decoding Financial Intelligence Training Enlightenment Video, 10 lessons + Q&A. When the child is holding a pile of toys at the checkout, gently tell him: Mom knows you like these, but we agreed before that we could only buy one, and now we need You pick out the one you most want to buy today and put the others backgo. During this process, he will definitely struggle, hesitate, and make repeated comparisons. Don\’t rush your child to make a decision quickly, give him time to think and deliberate. Choosing what is a \”real want\” and what is a \”false want\” among a bunch of \”wants\” requires the observation and guidance of parents, as well as the accumulation of time. Through the choice of \”really want\”, children will gradually develop a good relationship with money and learn the correct way to manage money. How to deal with the New Year\’s money? Teach children to manage money In the book \”Rich Dad, Poor Dad\”, Mr. Kiyosaki said: As soon as children are interested in money, it is time to teach them to manage money. Therefore, when you see your children getting lucky money and happily putting them into their little bags, you should realize that this is one of the best times to teach them financial management. Teaching children to manage money does not mean asking them to hand over their New Year\’s money and you to do the financial management for them. More importantly, children should be involved in the financial management process and learn step by step how to do it and why they should do it. Here, we recommend a way to manage New Year\’s money. You can divide your child\’s New Year\’s money into 5 parts: the first part is about 10%, which can be used for children\’s free disposal, whether it is to buy snacks, toys or school supplies. It will be gone in the future. The second portion is about 10%, encouraging children to donate their love to children in impoverished mountainous areas, etc., to cultivate children\’s empathy and gratitude. The third portion is about 20%, which is used as a reserve fund, divided evenly every month or quarter, and given to the children regularly for class reunions, birthday gifts, etc. The fourth portion is also 10%, which is used to assist family planning, such as a small share when family shopping, or part of the expenses on family outings, in order to make children feel more involved in the family. The fifth portion is 50%. This large portion of the money can be saved or used to purchase financial products such as education funds, which can be used when the children grow older. What needs special reminder is that the specific allocation must be discussed with the children to ensure that both parties can reasonably accept it. In addition, if the share is agreed upon, parents must keep their word and give when it is due, and cannot be careless. Not only the New Year’s money, but also the concepts and knowledge related to financial management should be gradually instilled in the children in daily life. Of course, children of different ages need different financial management information. 1. For preschool children aged 3 to 6 years old, focus on cultivating concepts. 4 to 6 years old is the best time to cultivate children’s concept of money. The focus of cultivating their concept of money is to understand basic concepts, especially to deepen children’s understanding of “small money”. ” and understanding of “big money.” One mother’s approach is worth learning from: She prepared two piggy banks for her daughter so that he could learn to identify the amount and use of money. The pink piggy bank is used to put coins of less than 1 yuan; when the coins accumulate to a certain level, take the money out, change it into whole coins, and put it into the lucky cat piggy bank. In this way, children can clearly understand what change is and what whole money is, and they can also understand the difficulty of \”from zero to whole money\” and avoid the habit of spending money lavishly in the future. 2. For children aged 7 to 11, the focus is on cultivating habits. Children who have gone to elementary school need to pay attention to habits.The cultivation of habits, whether it is study habits or habits about using money. Give your child a little pocket money every week, so that he or she can learn to arrange expenses or save reasonably, and gradually try money management in his daily life. At the same time, some paid labor can be set up, such as helping mothers with housework, etc. Popular science cartoon Qitian Lie Encyclopedia 331 Complete Works Mandarin HD Version 16.3G clearly tells children that they only have pocket money once a week. If there is something they want to buy, they must save the money or exchange it through their own labor, so that they can give it to them as soon as possible. Realize that money does not come easily. 3. Teenagers aged 12 to 16 years old are exposed to richer financial management knowledge. After entering junior high school, children should learn and understand more sound financial management knowledge, such as learning to make monthly income and expenditure plans, and regularly review and organize them, and do a good job break even. You can also let your children participate in the family\’s financial decisions or financial planning, so that they can understand the family\’s monthly income, expenses, expenses, budget, etc. The clearer a child understands his family\’s financial situation, the more deeply he will develop a sense of financial responsibility. During winter and summer vacations, children can also be allowed to participate in some social practice or small-scale trading practice, so that children can truly experience labor, money and reward in practice. There are many ways for parents to help their children manage new year\’s money, but forcefully confiscating it is the most visionary one. How to correctly handle children\’s new year\’s money actually tests the wisdom of parents. No matter what, please remember that when we give our children lucky money, it is out of our expectations and blessings for them. We also take this opportunity to establish a correct view of money in our children. This kind of lucky money is the most meaningful lucky money. This year, don’t forcefully confiscate your children’s New Year’s money. Only by managing finances with your children can you win a win-win situation for both parents and children.